AGRICULTURE INSURANCE WEBINAR

TOBACCO INSURANCE IN ZIMBABWE

COURSE OVERVIEW

The Agricultural Insurance Webinar on Tobacco Insurance in Zimbabwe is designed as a progressive learning journey that begins with the fundamentals of agricultural risk and insurance while highlighting the economic significance of tobacco production in Zimbabwe and the predominance of smallholder and contract farming systems.

Participants will explore the diverse risks affecting the sector, including climatic hazards, post-harvest losses, operational challenges, and financial vulnerabilities. The webinar will then examine available insurance solutions, covering both traditional indemnity-based products such as Tobacco Hail and Wind Insurance and innovative index-based insurance products.

The course will further address key industry issues, including underwriting and pricing challenges, ESG-related reinsurance constraints, claims management, and payout mechanisms. In addition, participants will gain insights into barriers limiting insurance uptake, such as affordability concerns and low financial literacy, and explore practical strategies to improve penetration through contract farming arrangements and extension services.

The webinar concludes with a forward-looking perspective on the role of government policy, Climate-Smart Agriculture, and sustainable farming practices in strengthening the resilience of Zimbabwe’s tobacco value chain.

COURSE OBJECTIVES

By the end of this webinar, participants will be able to:

• Identify and analyze the key production, climate, market, and social risks affecting tobacco farming in Zimbabwe.
• Differentiate between agricultural insurance products such as Hail Insurance, Multi-Peril Crop Insurance, and Index-Based Insurance, and assess their suitability for tobacco farmers.
• Examine the influence of contract farming, government policies, and global ESG and reinsurance trends on the availability and uptake of tobacco insurance.
• Explain the key stages of the insurance lifecycle, including underwriting, risk assessment, claims management, and farm-level risk mitigation.
• Propose strategies to improve the adoption and effective utilization of agricultural insurance among smallholder and commercial tobacco farmers.

COURSE CONTENT

TARGET AUDIENCE

This webinar is designed for stakeholders across the tobacco and agricultural insurance value chain, including:

• Tobacco farmers
• Insurance professionals, including underwriters, product development specialists, claims adjusters, and marketing personnel
• Tobacco contracting companies
• Banks and microfinance institutions
• Government ministries, regulators, and policymakers
• Agricultural extension officers
• NGOs and development partners
• Researchers and practitioners interested in agricultural risk management

LOGISTICS

Participation in this webinar is free of charge.

Participants are required to have:

• A reliable internet connection
• A digital device (preferably a laptop or tablet)
• Microsoft Teams installed prior to the webinar

The webinar will be delivered virtually via Microsoft Teams.

DELIVERY FORMAT

Each session will consist of:

• 90-minute facilitator presentation
• 30-minute interactive Question & Answer session

This format will provide participants with an opportunity to engage with experts, ask questions, and share experiences from the field.

TIME

10:00 AM CAT

REGISTRATION

To register for this webinar, please click the registration link and complete the registration form by 17 October 2025.

Seats are limited. Early registration is encouraged.